[cid:1aaa88b1-3238-42a2-aec1-1f0ecef30188]

Greetings campus colleagues,

Celeste Friend, CFP®, your locally based ORP and 403b Voya representative, is available by appointment to UTC employees to discuss your State of Tennessee ORP and 403b retirement plan options.  Celeste will be on campus on Wednesday, February 14, 2024, in Room 202 of the Library from 10:00 AM - 4:00 PM.  To schedule a private and confidential consultation with a Certified Financial Planner, email Celeste at [log in to unmask] or call her at 423.777.1591.  She will meet with you either in-person on the 14th or at your convenience via Zoom or telephone to discuss your ORP and 403b accounts and what retirement looks like for you.


Celeste Friend, CFP®

Certified Financial Planner

Voya Financial Advisors, Inc.

8827 Finney Point Drive, Ooltewah, TN 37363


Phone: 423.777.1591

Email: [log in to unmask]


Investment adviser representative and registered representative of, and securities and investment advisory services offered through, Voya Financial Advisors, Inc. (member SIPC).