Celeste Friend, CFP®, your locally based ORP and 403b Voya representative, is available by appointment to UTC employees to discuss your State of Tennessee ORP and 403b retirement plan options.  Since the State of Tennessee rebid the retirement plans last year, Voya now has very competitive plan fees and highly rated investment options.  Research indicates that lower fees can increase a retiree’s assets by tens of thousands of dollars.  Any money you save from fees can result in additional assets in YOUR retirement account.

Celeste will be on campus on Tuesday, April 9^th, in Room 429 of the Library from 10:00 am to 4:00 pm.  To schedule a private and confidential consultation with a Certified Financial Planner, email Celeste at [log in to unmask] or call her at 423-777-1591.  She will meet with you either in-person on the 9^th or at your convenience via Zoom or telephone to discuss your ORP and 403b accounts and what retirement looks like for you.

Celeste Friend, CFP®

Certified Financial Planner

Voya Financial Advisors, Inc.

8827 Finney Point Drive, Ooltewah, TN 37363

Phone: 423-777-1591

E-mail: [log in to unmask]

Investment adviser representative and registered representative of, and securities and investment advisory services offered through, Voya Financial Advisors, Inc. (member SIPC).