Jeff Flowers CRPC®, our Retirement Plan Advisor with Empower Retirement (aka Retire Ready Tennessee), the 401k and 457 provider will be at the UTC Campus on November 14^th and December 11^th for in-person retirement planning meetings. Meetings will be held in the UTC Library Room 429. 

During the meeting with your dedicated RPA, they will: 

• Answer your questions during these times of market volatility and see whether any changes in your strategy are appropriate to keep you on track for your future. 
• Review your savings level and investments and determine whether it might be appropriate to make any changes. 
• Help you determine a possible retirement age if you’re considering retirement in the near future. 
• Help you look at all of your income sources to give you a complete picture of your progress towards your future needs. 
  
  
  
  To schedule an appointment with Jeff, please follow this link to see available times.   
  
  https://jeff-flowers.empowermytime.com
  Retirement education, planning and counseling services are offered at no charge to all members of the retirement plan.  RetireReadyTN Plan advisors are employees of Empower Retirement and are the only representatives authorized to review member specific information. Additionally, RetireReadyTN Plan Advisors are required to work in the best interests of each member, do not sell other financial products and do not receive compensation for any actions.   
  

Let's talk about your financial future. Schedule a meeting today at https://jeff-flowers.empowermytime.com [jeff-flowers.empowermytime.com]    Jeff Flowers | CRPC® | Retirement Plan Advisor Empower |  RetireReadyTN  Investment Adviser Representative, Empower Advisory Group, LLC  Registered Representative, Empower Financial Services, Inc.
8515 E. Orchard Rd. 4T2 | Greenwood Village, CO 80111 615-564-7022direct |  423-290-9670mobile |  [log in to unmask]    For additional information - Retirement Readiness Review - Empower Retirement (wistia.com)  www.RetireReadyTN.gov For immediate assistance, please contact the Dedicated Participant Call Center:  800-922-7772   M-F 8am-7pm CT
For important disclosures and product information, click here. empower.com
TIAA:
Timothy Tubbs, UTC's TIAA Financial Consultant, will be visiting UTC on Thursday, November 16th, for in-person ORP consultations. Meetings will be held in the UTC Library Room 202.     During the meeting with Timothy, you will get answers to these questions and more:  Am I invested in the right mix of investments to help meet my goals?  Am I saving enough to create the retirement income I need?  How do I take income from my retirement account once I stop working?  Click on the link below or email Timothy directly to schedule a meeting.   www.tiaa.org/schedulenow   Timothy Tubbs, MBA   Financial Consultant |Client Relationships   TN Insurance License #2388090   TIAA         800 S Gay St | Suite 700   Knoxville, TN 37929   C: 865-347-5011  Timothy.Tubbs@tiaa.org   www.tiaa.org