I went to the Equifax website to check the number below and it is correct,
but when I called the number and actually did press "1", Equifax explained
that this is an email hoax. Unless someone has your personal information
that you have already given them, no one can receive your credit information
without fitting the following qualifications:
Section 604 of the FCRA (Permissible Purposes) sets forth the purposes that
permit a business or person to gain access to your credit file. The
permissible purposes are:
A court order, or Federal grand jury subpoena.
In accordance with written instructions from a consumer to whom the file
relates.
As part of a credit transaction involving the consumer.
To review and collect the consumer's account.
For employment purposes.
Underwriting of insurance for personal, family or household purposes.
Government Agencies for determination of consumer's eligibility for a
license or other governmental benefit
In connection with a valuation of, or an assessment of the credit or
prepayment risks as associated with an existing credit obligation.
In connection with a legitimate business need relating to a business
transaction initiated by the consumer.
You can make a request to have you name removed from mailing lists, but my
experience is that you will still continue to get them anyway. Your credit
information is not given out to just anyone!
Gretchen E. Potts, Ph.D.
Assistant Professor
Department of Chemistry, #2252
The University of Tennessee at Chattanooga
615 McCallie Avenue
Chattanooga, TN 37403
Phone: 423-425-5296
FAX: 423-425-5234
Email: [log in to unmask]
Web: http://www.utc.edu/~gpotts
-----Original Message-----
From: UTC Staff E-Mail List [mailto:[log in to unmask]]On Behalf Of
Mary Coleman
Sent: Thursday, May 15, 2003 3:19 PM
To: [log in to unmask]
Subject: [UTCSTAFF] Your Credit Info. goes public 7/1.
>X-Auth-No:
>Date: Thu, 15 May 2003 11:17:21 -0700 (PDT)
>From: Nancy Stewart <[log in to unmask]>
>To: "shelley\(work\)" <[log in to unmask]>,
> Jack Stewart <[log in to unmask]>,
> Tatum Stewart <[log in to unmask]>,
> Jennifer Tatum <[log in to unmask]>,
> Loretta Truax <[log in to unmask]>,
> Beth Adams <[log in to unmask]>,
> Charles Allen <[log in to unmask]>,
> Carol Coleman <[log in to unmask]>,
> Mary Coleman <[log in to unmask]>, mary evans
<[log in to unmask]>,
> "Tony CIV. Funderburg" <[log in to unmask]>,
> Melanie Hammond <[log in to unmask]>,
> Laura Phillips <[log in to unmask]>,
> Susan and Ron Pogue <[log in to unmask]>,
> Ros & Norm Potochney <[log in to unmask]>,
> John Shadwick <[log in to unmask]>
>
> > Just passing this along--
> > >
> >
>
<http://www.pirg.org/consumer/credit/bureaus.htm>http://www.pirg.org/consume
r/credit/bureaus.htm
> > >
> > > Your Credit: Personal Information goes public Starting July 1st,
> > > 2003, the four major credit bureaus in the US (Equifax, etc.) will
>be
> > > allowed to release credit info, mailing addresses, phone numbers,
> > > etc., to ANYONE who requests it. If you do not want to be included
> > > in this release of your personal information, you can call
> > > 1-888-567-8688. Once the message starts you will want option #2
> > > (even though option #1 refers to this email, push #2) and then
>option
> > > #3.
> > >
> > >
> > > Be sure to listen closely, the first option is only for a two-year
> > > period. Make sure you wait until they prompt for the third option,
>&g
>t; > which opts you out PERMANENTLY. You should receive their paperwork
> > > in the mail confirming the "opting out" in less than one week after
> > > making the call.
>
>
>Do you Yahoo!?
><http://us.rd.yahoo.com/search/mailsig/*http://search.yahoo.com>The New
>Yahoo! Search - Faster. Easier. Bingo.
Mary Coleman
Administrative Assistant
Political Science, DEPT. 6356
The University of Tennessee at Chattanooga
615 McCallie Avenue
Chattanooga, TN 37403-2598
423/425-4281
FAX: 423/425-2373
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