Picture this:

 An owl perched on high. Lemmings packing money bags passing by to board
 passage on a boat just packed full.
 These lemmings cannot see that MUCH (not all) of the river diverges into an
 endless  loop that is floating many, many bags of money, some with lemmings
 floating on top, some are on S.O.S. floats, and some have "HELP!" signs.
 The owl begins conversing with one lemming...

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 Owl: Do you know where you are going to?

 Lemming: Well, not exactly, but us lemmings are heading in the same
 direction!

 Owl: What is this trip costing you?

 Lemming: A lot of time, effort and money.

 Owl: Hmmmm, why are you making this journey?

 Lemming: Other lemmings are going and I don't want to miss the boat.

 Owl: Have you considered changing directions? I recommend the HPe3000.

 Lemming: No, the other lemmings haven't done so and we all can't be wrong,
 can we?

 0wl: May I suggest that you have your insurance updated?

 Who knew?

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John Backus
beechglen.com