We are not a direct loan company. This is not
for a loan. We cut your debt by consolidating
your unsecured bills, where a loan would not
get you out of debt, but dig your hole even
deeper.
There is a FREE $10.00 Calling Card at the end of this message.
No Credit Check Needed.
No Collateral Needed.
Bankruptcy and bad credit ok.
Not Bankruptcy or New Credit Report Scam. This program is offered thru a
company that has been in biz for over 4 years and over 10,000 satisfied
clients behind
it.
To obtain your consolidation, please call:
Chris Logan 1-800-769-0975 ext. 11
DEBT CONSOLIDATION LOAN PROGRAM
NEED TO CONSOLIDATE YOUR UNSECURED BILLS? Are you one of thousands with
no credit and no collateral to help secure approval, or you just have extremely
bad credit
and no one wants to help you, and all you hear is stories and more stories?
NO COLLATERAL AND NO CREDIT CHECK!!!!!!!!!
---Turn around time is minimal. We are experienced and are determined to give
you the
best possible service. All information is strictly confidential. Program has
been offered for
over 4 years and has over 10,000 satisfied customers. Experienced staff of
knowledgeable
specialists assure that all accounts are processed in a timely, accurate
manner, and are in
communication with the nations leading creditors.
BILL CONSOLIDATION. There is NO CREDIT CHECK for this program. You can be
approved for this program even if you have credit problems- including
bankruptcy. No
co-signers. No collateral. Virtually everyone is qualified, since there is a
program to fit
nearly everyone's needs.
Through this unique program you will find it easy to obtain a consolidation of
all your bills
into one monthly payment! If you have not yet established credit, have late
payments,
charge- offs, repossessions, judgments, liens, prior bankruptcy, or have been
turned down
previously for the cash or credit you needed --then this program is for you.
To obtain your consolidation, please call:
Chris Logan 1-800-769-0975 ext. 11
SAMPLE PROGRAM INFORMATION
The goal of the program is to restructure your debt. We make it easier and more
affordable for you to pay your monthly unsecured bills (credit cards, personal
loans,
student loans and medical bills, etc.)
SHORT TERM BENEFITS:
1. You will have one single payment per month, we issue the payment directly to
creditors.
2. We will attempt to lower your monthly payments, enabling you to afford
paying your
bills each month.
3. We assist you in stopping creditor harassment.
4. We recommend closing your accounts and work towards lowering your debt to
income
ratio.
To be eligible for the buy-out of one or more high interest debts we have a
6-12 month
probationary period during which you must qualify for the Probationary Review.*
This tell us.....
1. You are being responsible to your creditors
2. You are financially able to make reduced monthly payments.
3. Your monthly payments are being received
If you meet the Probationary Review* qualifications, you will be reviewed. If
it is
determined that you are eligible for the buy-out, then one or more high
interest debt
accounts will be bought out. These accounts will be closed..
LONG TERM BENEFITS:
1-4 short term benefits
5. Bought out account balances are brought to zero
6. You will get a more reasonable interest rate on bought out accounts, up to
20% less
7. You will start to re-establish your credit rating because bought-out account
balances
will show zero. Your credit rating will be rehabilitated while you are paying
loan to us
because we will report to the credit bureaus when you are current in your
payments.
If and when you qualify for the buy-out. Accounts will be purchased that are
most
beneficial to you. This means accounts with the highest interest rates.
To obtain your consolidation, please call:
Chris Logan 1-800-769-0975 ext. 11
YES, Through this unique program you can get the FINANCIAL RELIEF YOU NEED!! If
you have credit problems, then this program is designed just for you! Your
chances are
excellent for approval. We operate entirely by mail. Call today to get started.
NOW YOU CAN GET A BILL CONSOLIDATION
EVEN IF YOU HAVE BAD CREDIT!
Do you need to consolidate bills, lower monthly payments, cut interest
payments, or any
other worthwhile purpose for a consolidation? Are you unable to get approval
because a
problem with your credit record has caused banks to turn you down in the past?
If you have
a credit problem, then we can help! This letter is your invitation to
participate in our
"DEBT CONSOLIDATION LOAN PROGRAM."
At "PEOPLES CREDIT SERVICES" we understand if you have had problems with credit
and believe you deserve a second chance! Credit is a necessity in todays
society--no one
plans to get bad credit. It is usually an unexpected event that triggers the
fall, such as a
family break-up, lay-off from work, medical problems, or just simply letting
your bills get
away from you. It takes years to build up good credit but only a couple missed
payments to
destroy your credit rating. Once you have left the circle of good credit,
nobody wants to
give you another chance. You may be a quality person with a steady job and a
bright future
but are the victim of the "DENIAL" mentality of many lenders that prohibits you
from
getting help you need when you need it most. But now you no longer have to take
"NO"
for an answer!
PEOPLES CREDIT SERVICES was founded to-provide assistance to individuals with
credit problems. We feel that a negative credit history should not stand in the
way from you
receiving help you need--even if you have late payments, charge-offs,
repossessions, or
have been recently turned down. You see, we've discovered a surprising fact:
Individuals
will credit problems are more likely to fulfill new obligations because they
appreciate the
second chance that they worked hard for, and want to put their negative
experience behind
them. They want to re-establish good credit and start fresh. At "P.C.S." we
want to
maintain a helpful relationship with you--We don't view our clients as account
numbers.
To obtain your consolidation, please call:
Chris Logan 1-800-769-0975 ext. 11
Probationary Period Review:
1. You must be a collection payment program member for at least six months.
2. Your payments must be received in our office on or before the due date.
3. Your payments must be in the form of a money order, personal checks are not
excepted.
4. You can not have applied for or had existing credit extended during this
probationary
period.
5. Your employment status at the time of the review and buy-out must equal to
or be
greater than your status at the start of the program.
6. Your income must be verified by you employer and W2 form. If you are self
employed
you must provide your most recent tax return.
7. You must have references of four relatives who can verify your address,
phone number,
employment phone number, at least 30 days prior to the change.
8. You must notify us of any changes in address, phone number, employment phone
prior to change.
9. You must comply with any requests for further information.
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