"Remember back in the 1970's?  Store took credit cards on faith, no  
electronic verification of a card status! Clerks actually looked  
though a little book with all the bad card numbers in it back then.  "


But remember, too, that a credit card was much, much harder to come by
back then.  In fact, you actually had to apply for one, and have a
job!!!  Thus, fewer people used plastic, and those that did were much
more responsible in the usage as well as the payments of the debt.

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